BUILD NOW.
PAY WITH FLEXIBILITY.
Revolving working capital lines up to Up to ₹50 Cr for India's general contractors, infrastructure firms, and project developers.
HOW CREDIT WORKS
From digital application to site material dispatch in 5 simple steps.
Apply Online
Submit your business GSTIN, PAN, and entity details in 3 minutes.
KYC & Business Verification
Automated GST & financial underwriting check by NBFC partners.
Credit Limit Sanction
Receive approved credit limit from ₹25 Lakhs up to ₹50 Cr.
Purchase on Credit
Select 'ONEXPO Credit Line' at checkout for zero upfront cash outflow.
Flexible Repayment
Repay via drawdown planner in 30, 60, or 90-day cycles to restore your limit.
ELIGIBILITY CRITERIA
Designed for operational contractors and enterprise infrastructure builders.
- Active GST Registration: Minimum 1 year of continuous GSTR-3B filings.
- Annual Business Turnover: ₹50 Lakhs+ annual turn-over for base lines; up to ₹50 Cr for enterprise tier.
- Valid PAN & Bank Statement: Active primary bank account with consistent operational credit cash flows.
- Entity Types Supported: Private Limited, LLP, Partnership, Proprietorship.
DOCUMENTS REQUIRED
100% paperless digital upload for instant underwriting.
- Company PAN Card: Digital copy of entity PAN.
- GST Certificate: Form GST REG-06 showing principal place of business.
- Last 6 Months GSTR-3B: Automated GST portal summary files (PDF/ZIP).
- Bank Statements: Last 6 months bank e-statements in PDF format.
POPULAR CREDIT USE CASES
Keep your construction sites active without cashflow bottlenecks.
Cement & TMT Steel Procurement
Lock in bulk mill-direct cement and Fe550D TMT prices during market dips and pay on 30 or 60-day terms.
MEP & Electrical Supplies
Finance high-value copper cables, DB boxes, and plumbing fitouts without waiting for client progress payments.
Aggregate & Ready-Mix Concrete
Ensure continuous daily RMC slab pours with dedicated credit limits synced to your site delivery schedule.
FREQUENTLY ASKED QUESTIONS
READY TO ACCELERATE YOUR CONSTRUCTION PROJECTS?
Get sanctioned for up to ₹50 Cr revolving credit line today.